Introduction:
These Terms of Service ("Terms") govern your use of the website myhomeloancheckup.com.au ("this website," "we," "us," or "our"), which is owned and operated by C & M Steele Investments Pty Ltd (ABN 18 647 583 113, ACN 647 583 113). By accessing or using this website, including our loan health checkup tool, savings calculator, or any other feature, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this website.
Nature of Our Service:
This website provides general information, educational content, and free online tools designed to help consumers assess aspects of their existing home loan and related financial products. Nothing on this website constitutes personal financial advice, personal credit advice, or a recommendation to acquire any particular credit product. Any figures, estimates, or results generated through our checkup tool or savings calculator are illustrative only and general in nature, and should not be relied upon as a substitute for professional advice tailored to your individual circumstances.
We are not a licensed credit provider and do not ourselves arrange, provide, or manage credit contracts. Where you choose to submit an enquiry through this website, your information will be referred to Palmary Loans (operated by C & M Steele Investments Pty Ltd), a Credit Representative (CRN 000565302) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025), for the purpose of providing licensed credit assistance.
No Financial Advice:
The content, tools, and results provided on this website do not take into account your personal objectives, financial situation, or needs. Before making any decision about a financial product, you should consider whether the information is appropriate to your circumstances and, where appropriate, seek independent legal, financial, taxation, or other professional advice.
Accuracy of Information:
While we take reasonable care to ensure the accuracy of the information provided on this website, we make no warranty or representation as to its completeness, reliability, or accuracy. Interest rates, lending criteria, and product features referenced on this website may change over time and may not reflect current market conditions at the time you access the site. We recommend you verify any information directly with the relevant lender or licensed broker before making a decision.
Use of Our Checkup Tool and Calculators:
By submitting information through our checkup tool, savings calculator, or any enquiry form on this website, you confirm that the information you provide is true and accurate to the best of your knowledge. You also consent to being contacted by C & M Steele Investments Pty Ltd or its related business, Palmary Loans, regarding your enquiry, in accordance with our Privacy Policy.
Referral Relationship:
We disclose that myhomeloancheckup.com.au and Palmary Loans are related businesses, both operated by C & M Steele Investments Pty Ltd. Any referral made through this website is made to our own related credit representative business. Further detail on this relationship is available on our About Us page.
Limitation of Liability:
To the maximum extent permitted by law, C & M Steele Investments Pty Ltd excludes all liability for any loss or damage arising from your use of, or reliance on, the information, tools, or content provided on this website, including any loss arising from inaccuracies, omissions, or delays in the information provided.
Intellectual Property:
All content on this website, including text, graphics, logos, tools, and calculators, is the property of C & M Steele Investments Pty Ltd unless otherwise stated, and may not be reproduced, distributed, or used without our prior written consent.
Changes to These Terms:
We may update these Terms from time to time to reflect changes in our services, legal requirements, or business practices. Any changes will be posted on this page, and your continued use of the website after changes are posted constitutes your acceptance of the updated Terms.
Contact Us:
If you have any questions about these Terms, please contact us using the details provided on our Contact Us page.
Business Name: C & M Steele Investments Pty Ltd
ABN: 18 647 583 113 | ACN: 647 583 113
Address: 36 Warry Street, Fortitude Valley, QLD, 4006
Phone: +61 428 434 590
Email: [email protected]
This website is general information only and does not constitute financial advice. Your full financial situation needs to be reviewed prior to acceptance of any offer or product.
ACL/CRN Disclosure:
myhomeloancheckup.com.au is owned and operated by C & M Steele Investments Pty Ltd (ABN 18 647 583 113, ACN 647 583 113). C & M Steele Investments Pty Ltd is a Credit Representative (CRN 000565302) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025), which is authorised under the National Consumer Credit Protection Act 2009 to provide credit assistance and act as an intermediary in relation to credit products in Australia.
This website provides general information and tools to help consumers assess aspects of their existing home loan and does not itself provide personal credit advice, arrange credit contracts, or act as a credit provider. Any consumer who submits an enquiry, completes a form, or requests a "loan health checkup" through this website may be referred to C & M Steele Investments Pty Ltd, trading as Palmary Loans, for the purpose of receiving further information, credit assistance, or mortgage broking services. Palmary Loans operates under its Australian Credit Representative appointment as described above.
By submitting your details on this website, you consent to being contacted by C & M Steele Investments Pty Ltd (trading as Palmary Loans) or its representatives regarding your enquiry. No obligation is created by submitting an enquiry, and you are free to choose whether or not to proceed with any services offered.
Disclaimer:
The information provided on this website is general in nature only and does not constitute personal financial advice, credit advice, or a recommendation to apply for any particular loan or financial product. Any information, estimates, repayment calculators, interest rates, or examples provided are for illustrative purposes only and may not reflect current market conditions or your individual circumstances. You should consider your own objectives, financial situation, and needs before making any financial decisions.
By submitting an enquiry, you consent to being contacted regarding general information you've requested.
This website provides general information only. It does not constitute financial or credit advice, and does not offer or arrange any loan or credit product.
While reasonable care is taken to ensure the accuracy of information on this website, no warranty or representation is made regarding its completeness, reliability, or accuracy. You should seek independent legal, financial, taxation, or other professional advice before acting on any information contained on this website
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