myhomeloancheckup.com.au was created to help everyday Australians better understand the health of their home loan. We provide free tools, calculators, and general information designed to highlight areas where your existing loan may no longer be competitive, or where potential savings may be available. However, it is important that visitors to this website clearly understand what we do, and what we do not do.
We are not a licensed credit provider, and we do not provide personal credit advice, arrange credit contracts, or act as an intermediary between consumers and lenders ourselves. This website is owned and operated by C & M Steele Investments Pty Ltd (ABN 18 647 583 113, ACN 647 583 113).
C & M Steele Investments Pty Ltd holds an appointment as a Credit Representative (CRN 000565302) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025). Through this appointment, C & M Steele Investments Pty Ltd trades as Palmary Loans, a mortgage broking business that provides licensed credit assistance services to consumers across Australia.
When you use the tools on this website — such as our loan health checkup or savings calculator — and choose to submit an enquiry, the information you provide will be passed on to Palmary Loans. A member of the Palmary Loans team may then contact you directly to discuss your circumstances in more detail, answer any questions you may have, and, where appropriate, provide you with licensed credit assistance in relation to your home loan or other credit needs.
We want to be transparent that myhomeloancheckup.com.au and Palmary Loans are related through common ownership, both being operated under C & M Steele Investments Pty Ltd. This means that any referral made through this website is a referral to our own related credit representative business, rather than to an unrelated third party. We disclose this relationship openly so that visitors to our website can make a fully informed decision about whether to proceed with an enquiry.
Submitting an enquiry through this website does not create any obligation on your part to proceed with any product or service offered by Palmary Loans. You are free to ask questions, request further information, or decline to proceed at any stage. All credit assistance and mortgage broking services referred to on this website are provided by Palmary Loans in its capacity as a Credit Representative of Mortgage Specialists Pty Ltd, and are subject to standard responsible lending obligations under Australian law.
If you have any questions about this relationship, or about how your information will be used, please contact us using the details provided on our Contact page, or refer to our Privacy Policy for further information on how your personal information is collected, used, and disclosed.
Business Name: C & M Steele Investments Pty Ltd
ABN: 18 647 583 113 | ACN: 647 583 113
Address: 36 Warry Street, Fortitude Valley, QLD, 4006
Phone: +61 428 434 590
Email: [email protected]
This website is general information only and does not constitute financial advice. Your full financial situation needs to be reviewed prior to acceptance of any offer or product.
ACL/CRN Disclosure:
myhomeloancheckup.com.au is owned and operated by C & M Steele Investments Pty Ltd (ABN 18 647 583 113, ACN 647 583 113). C & M Steele Investments Pty Ltd is a Credit Representative (CRN 000565302) of Mortgage Specialists Pty Ltd (Australian Credit Licence Number 387025), which is authorised under the National Consumer Credit Protection Act 2009 to provide credit assistance and act as an intermediary in relation to credit products in Australia.
This website provides general information and tools to help consumers assess aspects of their existing home loan and does not itself provide personal credit advice, arrange credit contracts, or act as a credit provider. Any consumer who submits an enquiry, completes a form, or requests a "loan health checkup" through this website may be referred to C & M Steele Investments Pty Ltd, trading as Palmary Loans, for the purpose of receiving further information, credit assistance, or mortgage broking services. Palmary Loans operates under its Australian Credit Representative appointment as described above.
By submitting your details on this website, you consent to being contacted by C & M Steele Investments Pty Ltd (trading as Palmary Loans) or its representatives regarding your enquiry. No obligation is created by submitting an enquiry, and you are free to choose whether or not to proceed with any services offered.
Disclaimer:
The information provided on this website is general in nature only and does not constitute personal financial advice, credit advice, or a recommendation to apply for any particular loan or financial product. Any information, estimates, repayment calculators, interest rates, or examples provided are for illustrative purposes only and may not reflect current market conditions or your individual circumstances. You should consider your own objectives, financial situation, and needs before making any financial decisions.
By submitting an enquiry, you consent to being contacted regarding general information you've requested.
This website provides general information only. It does not constitute financial or credit advice, and does not offer or arrange any loan or credit product.
While reasonable care is taken to ensure the accuracy of information on this website, no warranty or representation is made regarding its completeness, reliability, or accuracy. You should seek independent legal, financial, taxation, or other professional advice before acting on any information contained on this website
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